M&M Merchant Services

Merchant Insights

The federal-state legal mismatch means banks remain cautious. While legislation could ease some barriers, it does not compel banks to serve cannabis businesses. This makes selecting a knowledgeable, compliant payment partner essential for resilience and growth.
We’re seeing rapid change – but plenty of open questions remain. I’d love to hear how others in fintech, compliance or payments are approaching these challenges. What’s working for you, and where is the industry still falling short?
Processing payments in high-risk industries can be fraught with challenges, but it isn’t hopeless. By understanding the common pitfalls (high fees, banking blocks, hidden terms, compliance risks, etc.) and implementing smart strategies, business owners can gain stability and growth.
For businesses where every transaction counts, an unreliable network isn’t just an inconvenience; it can devastate daily operations, erode customer confidence, and put hard‑earned loyalty at risk.
The lounge model is spreading as regulators adapt laws to allow on-site use, and as consumers seek more social, experience-driven ways to enjoy cannabis. For dispensaries and entrepreneurs, lounges represent fresh revenue opportunities.
Savvy dispensaries are increasingly adopting ACH to stay safe and efficient. As one guide notes, combining point-of-banking and ACH is “the safest, most reliable, and most consumer-friendly” way to accept payments today. By going cashless with ACH, your dispensary can focus on serving customers – and growing revenue – instead of managing dollars and sense
Protected by CleanTalk Anti-Spam