M&M Merchant Services

Powerful tools. Personal support. Better payments

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Choose the plan that fits your business.

   
  

Free

The essentials to sell in person, online, or on the go. Best for new businesses that want to start without a monthly software fee.

$0/mo.
per location
Get started
  • Tap, dip, or swipe
    2.6% + 15¢
  • Online
    3.3% + 30¢
  • POS app for any payment
  • Online site
  • Item library
  • Invoicing
  • Booking

Premium

Square’s highest standard tier for larger sellers that want the lowest published in-person rate and expanded support.

$149/mo.
per location
Start with Premium
  • Tap, dip, or swipe
    2.4% + 15¢
  • Online
    2.9% + 30¢
  • Everything in Plus
  • Lowest published in-person rate
  • 24/7 phone support
  • Advanced reporting
  • Built for larger, multi-location sellers

Cash Discount

A simplified CTA card for merchants who want to explore a 4% cash discount structure instead of standard card pricing.

4%rate
cash discount option
Explore cash discount
  • Card-present businesses
    Retail, quick-service, service counters, and merchants evaluating compliant cash discounting.
  • Guided setup
    Use M & M Merchant Services to review whether this model fits your business.
  • Alternative to flat-rate processing
  • Simple customer-facing pricing model
  • Works well for many in-person environments
  • Can improve effective processing economics
Square Handheld
A pocketable POS for tableside orders and payments, with a built-in barcode scanner
Square Terminal
A compact card machine with a built-in receipt printer
Square Register
A complete point-of-sale system built for busy counters

Choose from value-packed plans. No hidden fees or locked-in contracts.
Cancel or switch anytime. Dedicated personal service.

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